FINANCIAL SECURITY EVEN IF UNABLE TO EARN

You are a vintage car enthusiast and wish to be sure that yours is well protected?

Disability insurance provides protection in case you are unable to earn following sickness or an accident, and compensates the income arising from it to the level of benefits insured. This insurance covers both psychological and physical conditions which may be at the root of the loss of income.

Depending on the needs, it is possible to insure a pension, which covers only the loss of income due to sickness (excluding accident) and incurs a lower premium.

On average, a person receives only 60% of his/her average income in the case of incapacity following a sickness and 90% following an accident. This is why our consultants assess your situation in order to detect a potential gap.

In case of earning incapacity or impediment of basic faculties, the insurance takes over the premium payments at the expiry of the agreed waiting period.

Disability insurance is therefore appropriate for you, if you:

• Have a pension shortfall and wish to cover this
• Would like to top up the insurance benefits under the 1st and 2nd Pillars
• Have an independent activity and would like to cover yourself against the risk of disability

What tax benefits can you obtain? Disability insurance can be arranged in the context of Pillar 3a (linked savings) and Pillar 3b (non-linked savings).

The MyProject specialists will advise you on the most suitable insurance solution for your needs and will answer all your questions about your occupational insurance..